It's Really OK to Say, 'I Can't Afford That'
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Many people would rather struggle to pay off a large credit-card bill then utter the phrase "I can't afford it."
Feelings of shame, embarrassment or a desire to avoid conflict are just some of the reasons folks just won't say no.
But being honest about what you can and can't afford can reduce financial stress and boost your financial health.
Below, therapists, financial advisers and parenting experts give tips on how to say the dreaded phrase (without actually saying it):